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Extended phone hours:   
M-F until 11PM
Sat - Sun until 5PM
Holidays (except Thanksgiving and Christmas) 9AM to 5PM


Because email is not encrypted, you should refrain from e-mailing confidential information.

Secure Message:

Log into ebankCBT and click the “Contact” link at the top of any page within eBank. This email will encrypt your message so that you may safely send any confidential information in a secure message.


Send correspondence to

Citizens Bank & Trust
P.O. Box 50
Chillicothe, MO 64601

Phone Banking:

Call KITT 24-hour information at 888-830-4548

Bank Routing Number: 101901396


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